Final pay calculator (Australia)
If you’re facing redundancy, map what might go in your final pay: redundancy, notice (or payment in lieu), annual leave, and long service leave. You get a gross total from Fair Work’s NES tables, a rough genuine-redundancy tax-free cap, and an illustrative net—handy for conversations with payroll, not a substitute for them.
TRILAXY — final pay estimate (before tax)
Estimate your final pay
Enter your service, ordinary-time pay, notice, any leave payout, and optional ex-gratia. The calculator keeps a running gross estimate and a rough after-tax view for planning conversations with payroll.
What counts in these fields?
Continuous service is usually your unbroken time with one employer, though transfers and breaks can have special rules.
Ordinary-time base pay drives NES redundancy, notice paid in lieu where we multiply weeks × pay, and leave rows that use “weeks × pay”. It excludes overtime, most allowances, bonuses, and super.
Small business means under 15 employees. It affects NES redundancy only, not notice or leave. Every dollar figure here is gross before tax and before super on these amounts.
Gross estimate
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After tax estimate
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Status
Add service and pay to start the estimate.
Quick check before you rely on it
This estimate is most useful for permanent employees covered by the National Employment Standards. Confirm with payroll, Fair Work, or your award if any of these apply:
- Less than 12 months’ service
- Casual, fixed-term, or irregular hours
- Employer has under 15 employees
- Award, agreement, or contract may pay more
Your gross payout before tax
| Redundancy pay (NES estimate) | — |
|---|---|
| Notice paid out | — |
| Unused annual leave | — |
| Long service leave | — |
| Ex-gratia | — |
| Gross total before tax | — |
A dash (—) on a leave row means you left it blank—we treat that as $0. Redundancy or notice may show — until section 1 pay is valid or you enter a notice dollar amount in section 2.
Tax-free redundancy cap details How we split the combined estimate against the tax-free cap (illustration only). Details below reflect redundancy + notice and, when selected, ex-gratia in the cap pool.
Completed years of service (ATO-style count for this cap): —
Tax-free limit (indexed cap)
—
Inside cap (redundancy + notice est.)
—
Above cap (often taxed as ETP)
—
Not tax advice. The tax-free treatment applies only to genuine redundancy that meets ATO tests—for example you must be under Age Pension age when you finish (among other rules). This page adds redundancy and notice together for the cap split; payroll may map those amounts to different payment types. Payroll may round “completed years” differently from this screen. Anything above the cap is usually taxed as an employment termination payment (ETP) under its own rates and limits—read Genuine redundancy payments and Employment termination payment thresholds.
Rough tax & money in your pocket
Ballpark only. Simplified rates for the slice above the genuine-redundancy cap and for leave—your employer’s PAYG will follow ATO tables. Expand the box below for what we’re assuming and official links.
Assumptions & ATO references (ETP vs leave)
We pool redundancy + notice for the cap (and ex-gratia when you choose In cap pool), assume it qualifies as genuine redundancy up to the cap, then apply one flat rate you choose below to the slice above the cap. Ex-gratia set to Outside cap is taxed separately at that same illustrative rate on the full amount. The ATO taxes those parts as ETPs: often 17% if you’ve reached preservation age by the end of the income year, otherwise often 32% on amounts within the relevant caps, with different treatment above caps—see how ETP components are taxed and Schedule 11. This page defaults to 32% as the illustration; switch to 17% if that better matches your situation.
On leave we use 2025–26 resident brackets + 2% Medicare when you add other income, or a flat 34.5% otherwise; payroll uses Schedule 7 (unused leave is not an ETP). Offsets, MLS, study loans, SAPTO, and year-splitting are not modelled.
| Gross payout | — |
|---|---|
| Est. tax on leave | — |
| Est. tax above genuine-redundancy cap | — |
| Est. tax on ex-gratia (illustrative) | — |
| Est. total tax | — |
| Est. cash after tax | — |
Not tax advice. Your employer’s payroll software applies ATO withholding schedules and what you declared on your TFN form—your real net can be quite different from this illustration.
NES redundancy pay — weeks by length of service
| Continuous service | Redundancy pay |
|---|---|
| At least 1 year but less than 2 years | 4 weeks |
| At least 2 years but less than 3 years | 6 weeks |
| At least 3 years but less than 4 years | 7 weeks |
| At least 4 years but less than 5 years | 8 weeks |
| At least 5 years but less than 6 years | 10 weeks |
| At least 6 years but less than 7 years | 11 weeks |
| At least 7 years but less than 8 years | 13 weeks |
| At least 8 years but less than 9 years | 14 weeks |
| At least 9 years but less than 10 years | 16 weeks |
| At least 10 years | 12 weeks |
Source: National Employment Standards — confirm current wording on the Fair Work Ombudsman site.
NES minimum notice — weeks by length of service
| Continuous service | Minimum notice |
|---|---|
| 1 year or less | 1 week |
| More than 1 year up to 3 years | 2 weeks |
| More than 3 years up to 5 years | 3 weeks |
| More than 5 years | 4 weeks |
Employees aged 45+ with at least 2 years service get one extra week of notice. Confirm on the Fair Work fact sheet.
FAQ
- How is my NES redundancy worked out?
- Fair Work publishes a table of weeks of pay by how long you’ve been there continuously. Those weeks × your ordinary-time base rate give a dollar amount. Your award or agreement might top that up.
- Why does 10+ years show fewer weeks than 9 years?
- Parliament set the NES so the maximum is 16 weeks just under 10 years, then it drops to 12 weeks from 10 years up. It’s confusing but it’s what the law says—double-check Fair Work’s current table.
- Do small businesses have to pay redundancy?
- Most employers with under 15 staff don’t owe the NES redundancy minimum, but a contract or award might still require a redundancy payment. Notice is a separate entitlement.
- Will I pay tax on redundancy?
- Often partly yes—genuine redundancy can have a tax-free slice, leave is generally taxable, and amounts above caps may be ETPs. Your payslip and the ATO are authoritative; use this page as orientation only.
- What’s the difference between notice and redundancy?
- Notice is the run-off period (or the pay instead if you don’t work it). Redundancy pay is a separate severance under its own week table when the job is genuinely redundant and you’re covered.